We have been trying to buy a house for the past 2 years and have had no luck getting a loan. We first started off applying for an FHA Loan through Wells Fargo, who had already been taking so much of our time. We went through so much paperwork and they basically told us we had the loan and then they came back and said we couldn't get the loan because they didn't take my student loans into consideration. Then we tried another company who we had spent 3 months with working through everything, which was down to the underwriters reviewing things, and once again, didn't get the loan with them either. So, we had lost out on a few houses during this process. Then we came to Hills Bank, which has been a God Send to us! They have been working with us and giving us so many options and doing absolutely everything they could to help us get our Home Loan. We felt like they were the only Bank we have been to that really cared about us as people. They have made the process of getting a loan very painless, and actually a trip of joy, and now we are closing on our new home this Thursday! Thank You Hills Bank, you are awesome and we highly recommend this bank!