My boyfriend and I tend to travel a fair bit, and if we’re booking our flights separately we like to fly with British Airways. We started a joint air miles account to earn loyalty points on our bookings a few years ago, but I started to look into credit cards that also offered air miles when I wanted to boost our points a little.
I was actually told about the TSB credit card when I was chatting to a financial advisor about savings accounts and ISAs, when I happened to mention air miles, and he recommended taking one of these credit cards. With every purchase I could earn more air miles, and if I spent a certain amount I could upgrade to business class or even earn a complimentary companion ticket. That said, the amount you had to spend to earn these was rather extreme.
I kept the card for about a year, and then I worked out that I didn’t spend enough on it to warrant paying the yearly fee. I might have even been better putting that yearly fee towards a flight, as I think it would have gone further than the miles I earned whilst spending on it.