I have always been a fan of Virgin’s products, so naturally I looked towards them when I was on the hunt for a new credit card. I had a small balance on my normal credit card, and they were charging me a lot of interest, so I wanted to find a card with a lower interest fee, and some kind of offer for balance transfers.
This is where I came across the Virgin Balance Transfer Credit Card. It gave me the chance to get in control of the balance I had accrued on my other credit card, as it offered over two years interest free on a transferred balance. This was really good compared with the other offers I could find, and it was really easy to apply for. I got a decision within seconds online, and I was able to transfer the balance all online, without having to talk to either credit card provider.
They also offered an introductory rate of no interest for the first six months on purchases, which came in really handy around Christmas! I have since also learned that being with Virgin also has lots of benefits, I get money off train tickets, holidays, and lots of other products.